Spend Every Kobo Wise,
Access all your financial service providers, like OPay, Kuda, GTB and more, in one place. Smarter payments, real-time insights, and stress-free transactions.

Why Choose KoboWise?
Convenience
Tired of logging into 2 or more different bank apps just to check balances? Kobowise shows you everything in one tap and tells you if your bank's network is misbehaving before you try. No stress, no wahala.
Know Your Money, All of It
Want to know how much you really have? Kobowise shows your total balance across accounts, helps you track spending, and gives you a better picture of where your moneyβs going. Adulting made it easier.
Spend with no shame
We all have our broke moments, well some of us (Generational wealth is real). Ever tried to buy something and realized one account is empty while the other has cash? With Kobowise, you can split payments between accounts automatically, or just pay from one. One payment, multiple sources. Smooth.
Supported Banks & Wallets









How smart payments work
Kobowise recommends the best way to pay, based on fees, speed, and availability. Our engine finds the cheapest, fastest route for your transaction. Want to split payments your way? You can do that too manually